Wealth Management

FDT Wealth Management, Inc.

Making market investments is challenging.

The behavior of any stock will change over time. If your primary goal is to avoid losses—as we believe it should be—you must conduct thorough research and make the appropriate investments at the right time. To do this, we think it would be best to work with a financial advisor who handles money management “actively.” Contact us for further information.

"Active" or "Passive" Money Management?

Wealth management can be defined as either “passive” or “active.” If your investments are “passively” managed, it means no one is monitoring them. This could work in the long run, but as you approach retirement, the risk associated with this strategy may make it unfeasible. “Active” money management, on the other hand, is when a financial advisor guides your investments, with the purpose of avoiding losses and improving your long-term success.

Yearly Financial "Checkups"

At our yearly meetings, we discuss our clients’ financial situation, objectives, the performance of their current strategy, and opportunities for development. Your situation might change over time. As a result, the solution may be more complex than simply selling you something and walking away. This is why we take the time to communicate with clients and confirm that everything is functioning as intended—a practice we believe adds value to the advisory experience.

Are you sure your existing retirement approach is still working for you?

A variety of factors might have an impact on your assets over the course of a year. Fortunately, we will meet with you to help you get back on track. Several potential changes include:

Your portfolio may not be as diversified as you thought
Your asset allocation may be out of balance
Your financial goals may have changed with time
Your life situation also could've unexpectedly changed
Laws can also change: For example, changes in tax law happen frequently

FDT Wealth Management, Inc.